.png "Pakistan Budget 2025-26 Full Breakdown Salary, Taxes, Filer vs Non-Filer Guide (English + Hinglish)")
📢 Pakistan Budget 2025-26 Full Breakdown | Complete Analysis in English + Hinglish
🧾 1. Total Budget Size – Kitna paisa kharch hoga?
The Federal Budget for FY 2025–26 was presented on 10th June 2025.
Total budget size hai: ₨ 17.57 trillion (₨ 17,573 arab rupees!) 💰
👉 Itna paisa government agle saal mein kharch karegi – defense, development, salaries, subsidies, sab kuch shamil hai.
💸 2. Government Revenue – Paisa aayega kahaan se?
📊 FBR Tax Collection Target: ₨ 14.1 trillion
➡️ Yeh target pichle saal ke muqablay 14% zyada hai.
📋 Non-Tax Revenue: ₨ 5.1 trillion
➡️ Ismein aata hai: profit of SBP, petroleum levy, license fees, fines, etc.
🧾 Net Income: ₨ 11.1 trillion
➡️ Provinces ko bhi share milta hai, is liye net center ke paas yeh paisa bachega.
💣 3. Defense Budget – Fauji budget mein kya badla?
🪖 Defense allocation: ₨ 2.55 trillion (approx. 20% increase!)
➡️ Yeh GDP ka ~2.5% hai.
Reason? India ke saath tensions + regional security concerns.
💼 4. Salaries, Pensions – Sarkari mulazimeen ke liye kya khushkhabri?
🎉 Government Employees ki salary aur pension mein 10% izafa
➡️ Inflation thoda kam hua hai lekin logon ko relief dena zaroori tha.
📈 5. GDP Growth Target – Aarthik taraqqi ka naya lakshya
🧠 Growth target rakha gaya hai 4.2%
➡️ Last year sirf 2.7% hua tha, to yeh target kaafi ambitious hai.
🔥 6. Inflation & Interest Rate
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📉 Inflation estimate: 7.5% (Last year 26% tha!)
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🏦 Policy rate: reduced from 22% to ~11% (Great move to promote investment and business)
⚙️ 7. Development Budget (PSDP) – Taraqqi ke liye kya plans hain?
🏗️ Public Sector Development Program (PSDP): ₨ 1 trillion
✔️ Major Projects:
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Diamer Bhasha Dam
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Dasu Hydro Project
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Tarbela Extension
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Roads, Railways, Youth skills, IT parks, etc.
🧾 8. Tax Reforms – Yeh sabse garam topic hai!
🔹 New Taxes introduced on:
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Digital transactions 💳
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Real estate deals 🏠
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Agricultural income 🚜
🔸 Withholding Tax Increased
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Services providers ke liye 6%
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Others ke liye 15%
🔸 Credit Card Use par 18% Sales Tax
➡️ Online shopping aur card use thoda mehnga hoga.
🙋♂️ 9. Filer vs Non-Filer – Sabse zyada jiska effect padega
⚠️ Non-Filers beware!
➡️ Govt ne non-filers ke liye taxes aur penalties zyada kar di hain.
Example:
| Category | Filer | Non-Filer |
|---|---|---|
| Cash Withdrawal Tax | 0.6% | 1.0% |
| Property Sale/Purchase | Lower | Higher |
| Vehicle Registration | Normal Fee | Extra Charges |
👉 Filer banne se faida hi faida hai:
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Kam tax
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Easy loan approvals
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Less documentation
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Peace of mind!
📝 Filer kaise banein?
➡️ Register with FBR through IRIS portal
➡️ Provide CNIC, income details, and submit return
➡️ You’re a filer! 🎉
🎯 10. Public Reaction – Log kya keh rahe hain?
✔️ Positives:
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Salaries increased
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Inflation down
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Interest rate cut
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Development budget + Youth initiatives
❌ Negatives:
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Defense budget too high
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Tax burden on salaried & middle class
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Credit card & digital usage taxes unfair
🧠 Final Thoughts – Is Budget ka asli matlab kya hai?
"This is a budget for stabilization, not celebration."
➡️ Govt IMF se deal kar rahi hai, to harsh measures lene pade.
Magar agar sab kuch plan ke mutabiq gaya, to economy revive ho sakti hai in 2026.
💡 Bonus Tips:
📌 Filer ban jao abhi!
📌 Cashless economy ko samjho
📌 Har service ka bill lena start karo
📌 GST ka record rakhna shuru karo – aage kam ayega
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Agar post pasand aaye to zaroor share karo taake har banda samajh sake ke 2025–26 ka budget uske liye kya le kar aaya hai.